Recent Posts

Topic: Minor Traveling Permit?

Travel Insurance is an essential part of any trip and is something that should not be put aside. Most soon-to-be travelers usually have heard about travel insurance, but might not know the specific reasons why they need travel insurance. This is an important article about frequently asked questions for travel insurance.

More Info at Cruckley.co.uk

Topic: Final Link Signing does not pay

There are several notary forums that say STAY AWAY from Final Link Signing. If they call me, I will decline the closing.

Topic: trustee signings

I handle those situations by asking the attorney or lender or title company how they want the signers to sign their names. Most of the time they do not want Trustee written after the Signer’s name. I have had a couple of occasions where it was included following the signature.

Topic: Thank You Notary Depot

I have been creating invoices on Notary Depot for the last 9 years. I love the layout and everyone was quite helpful here if I had a problem. I truly wish more people would come here to discuss notary problems or to get answers. The more Notaries that participate in the “Notary Discussions”, the more traffic that is brought here to find a qualified Notary for general notarizations or loan signings.

Thank you Notary Depot, you really are a class act.

Joan Malone

Topic: FedEx & UPS Air Bill Labels

Ask the Title or Escrow company to sign-up with www.ShipTropolis.com so you can print UPS and Fedex labels on demand on their account.

1. ShipTropolis.com is secure for the title/escrow company.
2. It’s easy for notaries to quickly create labels on demand.
3. It ensures the notary doesn’t get wrongfully stuck with the shipping cost.

Disclaimer: I work for ShipTropolis

Cheers,
Bob

Topic: Want to avoid getting stuck w/shipping charges?

Want to avoid getting stuck w/shipping charges?

Ask the Title or Escrow company to sign-up with www.ShipTropolis.com so you can print UPS and Fedex labels on demand on their account.

1. ShipTropolis.com is secure for the title/escrow company.
2. It’s easy for notaries to quickly create labels/airway bills on demand.
3. It ensures the notary doesn’t get wrongfully stuck with the shipping cost.

Disclaimer: I work for ShipTropolis

Cheers,
Bob

Topic: 2013 Rescission Calendar

It’s available free of charge on www.notaryclasses.com

Topic: trustee signings

Have you ever had to notarize documents where the signer is listed as a Trustee? Did you know that sometimes the signer should sign trustee after their names and other times they should not? Take a look at our bulletin post to get some tips on what to do when you find yourself in this situation.
http://blog.notarysigningservice.com/signing-trustee-documents

Topic: Notaries in Europe

Hello, I hope nobody minds if I post here this annoucement, even it’s not about notaries in the US, but the civil law notaries in Europe.

If anyone needs to fiind a notary in Europe, our website “Notaries-Europe.com”:http://notaries-europe.com contains addresses, telephone numbers, location maps, reviews and other informations for all the 40,000 notaries listed from the following countries which are members of the CNUE: Austria, Belgium, Bulgaria, Croatia, Czech Republic, Estonia , France, Germany, Greece, Hungary, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Spain.

Thank you in advance for any feedback or comments and I hope this message doesn’t disturb anybody, we are just trying to promote this website which we find very handy for anyone planning to do real estate business in Europe.

Topic: affidavit of good character

Having a relative attest to such a document would be a conflict of interest. You need to have someone unrelated to you to complete the document.

Topic: Certificate of Acknowledgment or Jurat?

Your employer either needs to be the one to tell you what he/she wants to do (swear or acknowledge) or needs to check with the receiving party, ask THEM what they want – then tell you – you cannot make the determination of what type of certificate to use. You can explain the difference to your emplolyer but it’s a decision your employer has to make and let you know.

Good Luck.

Topic: Certificate of Acknowledgment or Jurat?

If he is swearing to the authenticity of the docs via the letter then it would be a Jurat swearing or affirming to content. If you are just acknowledging his signature then you would use the acknowedgment language for your state.

Topic: Certificate of Acknowledgment or Jurat?

I’m a new Notary Public so please have patience. My employer has copies of documents that they need to send for Apostille. They want me to Notarize a letter stating that the documents are copies of the original. The person that will sign the letter is an officer of the company I work for. My question is, would a Certificate of Acknowledgment, for the letter, be the correct document to notarize.
Thanks in advance for your help.

Topic: $100K of E & O

Note I posted that in 2007 – at that time I carried $100,000 E&O for the $240 for 4 years. So the prices are the same.

Topic: Florida Closings

I try to accommodate too. If the signers have absolutely no one to act as a witness, I offer my husband as a second witness – with their approval and approval of the hiring party (tc/ss) – but only if everyone approves – and there IS a witness fee for that.

People who truly don’t have anyone or don’t want anyone to know their business (like neighbors) are very appreciative of it – and he’s only there long enough to see them sign, him sign and he leaves the area.

Topic: Florida Closings

Quite often the homeowner doesn’t want the neighbors nor any family members involved in their financial business so since my wife and I are both Notary Closing Agents so we go together – she is the 2nd witness when it is my closing and visa-versa.

The advantage for us is that we also check each others work so throughout the process, so, out of several thousand closings we’ve handled, we’ve never had an error.

Topic: $100K of E & O

Lindah, I also live in Florida but I got my $50,000.00 E/O through National Notary for only $30.00/yr = $120.00 for 4 yrs.

Topic: Looking for 1 mil. E&O insurance

I had 1 company request that I have that much coverage – they sold the policy, so we know why they wanted me to have it. As a notary, it would be way overboard to carry that kind of coverage. There might be some predatorial companies looking for notaries with that kind of coverage just to try to file a claim against.

If a company wants you to have that kind of coverage – BEWARE

Topic: New to Forums

Hi Kimberly..

Sorry this reply is so late – I’m usually much better at responding promptly to posts.

I really hate to do this, but I see by your profile that you’ve closed over 100 loans? And experience in many various types of loans? Were these 100 loans closed as a Notary or as a bank employee on behalf of the bank/lender? I ask because I’m sure you’re aware that South Carolina is an attorney-only state – an attorney MUST be involved in the transaction. A notary, independently, cannot close any loans in SC without attorney presence.

Topic: Is your Notary Commission expiring?

Is your Notary Commission is expiring & you need to renew?
I am offering a discount to Notary Depot members. Instead of $125.00 It will be $115.00 & receive a free soft cover journal. ??

Copy & paste
http://www.avnotary.com/

AVnotary.com has classes in the Palmdale/Lancaster area, Bakersfield & Tulare.

Aug 14th & Sept 22nd.—- Lancaster
August 16th& Sept 12th—- Bakersfield
October 4th Tulare

Topic: Midwest Mortgage Services

I have sent several notices for payment on a job I did in April. No check and no response. I would appreciate quick payment on this overdue billing. Thanks Jim N.

Topic: New to Forums

Hi
I just wanted to introduce myself. My name is Kimberly Paul and i am a notary signing agent for the state of south carolina and just wanted to say hi to everyone.

Topic: Not Wise To Announce ONLINE Your Vacation Plans

I got a blast email from a friend that she would be out of town and other private details that (IMHO) shouldn’t have been publicly announced. Every time I get one of those, I feel the need to remind folks…..So FWIW – for safety’s sake and privacy, please do not announce *ONLINE (thru emails or ANY social networking site)* your plans – that you will be out of town or on vacation. Instead, simply write that you will be “unavailable” – for the weekend or unavailable from X date to X date. You do not know who is reading your post and who it can be forwarded to. And do NOT leave vacation greetings as your voice message. Telemarketers and other strangers call your home/cell. Someone wrote (on another forum) about a guy who left a vacation greeting – and when he returned, his house was burglarized and/or vandalized.

Saying you are “unavailable” can mean a dozen things and doesn’t necessarily mean you’re gone. You could simply be relaxing and staying home….or recovering from an illness or injury, or working from home, etc. If you say you’re out of town or on vacation, that says/implies you’re away from home and you’ve just become a target for thieves.

If you want to share your vacation adventures…..do so AFTER you’ve returned. But please, for safety’s and privacy’s sake, just say you’re UNAVAILABLE. Giving dates you’re not available doesn’t reveal anything so that’s okay. Your personal or office email auto responders should also only say you’re "not available. Don’t become a target, then a victim of thieves. JMNSHO

Topic: $100K of E & O

Lic #0G26001

Topic: $100K of E & O

Some title/signing/lender companies require $500,000 or (very rarely) $1,000,000 in coverage. I sell Notary E&O insurance with limits of $500,000 or higher. For a solo practitioner in California I can usually do a $500,000 limit policy for between $615 and $700 per year, with all costs included. That is a big jump from the four year policies with limits of $100,000 or less, but that is about as cheap as you are going to get a $500,000 policy. One thing to consider is that it puts you at a competitive advantage against notaries who have $100K or less – they can’t take those jobs. But nevertheless you would have to do the math and be reasonably sure you would get probably 5 deals per year that you wouldn’t have otherwise to breakeven. If anybody wants I’d be happy to quote them in California or Ohio. I can usually turn those around in 24 hours. Eric J. Weibel, RPLU. President, Alta Financial & Insurance Services, LLC. 1-877-970-2582. [email protected] .